Breen, John P, Bergin-Seers, Suzanne, Burgess, Stephen, Campbell, Gordon, Mahmood, Muhammad and Sims, Robert (2004) Formulating Policy on E-Commerce and Trade for SMEs in the Asia Pacific Region : An APEC Study. In: E-Business, E-Government and Small and Medium-Sized Enterprises: Opportunities and Challenges. Corbitt, Brian J and Al-Qirim, Nabeel A. Y, eds. Idea Group Publishing, Hershey, Pa, USA, pp. 134-155.