Access to Finance by Saudi SMEs: Constraints and the Impact on their Performance

Waked, Bandar (2016) Access to Finance by Saudi SMEs: Constraints and the Impact on their Performance. Other Degree thesis, Victoria University.


Access to finance is one of the biggest obstacles facing the development of small and medium enterprises (SMEs) all over the world. The literature shows that growth and development of the SME sector is strongly linked with sustainable access to financial resources. Although a few studies have attempted to examine this relationship in Saudi Arabia, there remain knowledge gaps with respect to the relationship between the development of SME and obtaining funds from financial institutions. In order to fill this gap, this study aims to assess factors that affect access to finance from Saudi banks by SMEs in Saudi Arabia and to identify the obstacles that affect Saudi SME performance.

Additional Information

Doctor of Business Administration

Item type Thesis (Other Degree thesis)
Subjects Historical > FOR Classification > 1502 Banking, Finance and Investment
Historical > FOR Classification > 1503 Business and Management
Historical > Faculty/School/Research Centre/Department > College of Business
Keywords banks, banking, financial capital, credit access, availability, obstacles, loans, lending, entrepreneurs, small businesses, SME sector, government, Islamic finance, business performance, financial products, financial providers, business-bank relationships, financial information, start-up, investment funds, cash waqf-based model, entrepreneurship
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