Ntalianis, Michael (2011) An Investigation of a Financial Education Model for Superannuation Decisions. International Review of business Research Papers, 7 (1). pp. 239-250. ISSN 1837-5685 (print), 1832-9543 (online)

Abstract

Numerous studies show that many individuals exhibit irrational behaviour when it comes to planning and saving for retirement. The literature identifies that exposure to various education programs can positively influence the planning and savings behaviour of retirement fund members. Through a web-based survey of university superannuation defined contribution fund members, an evaluation was undertaken to establish the role superannuation fund supplied financial education plays in providing advice, information and instruction to fund members about their superannuation savings and investment strategies. The research determined the extent to which the superannuation fund educational resources were used by members and the possible reasons for explaining why they failed to use these resources. The importance superannuation fund members placed on non-superannuation fund educational sources for their decision making was also investigated.

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